4557 Presidential WAY KETTERING OH 45429

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4557 Presidential WAY

KETTERING, OH 45429

Suburb: Kettering

$240,000

2bd

2 - 0ba

Under Contract

Welcome to your new home in Kettering! This charming 2-bedroom, 2-bathroom condo offers a spacious 1700 sq. ft. living area perfect for both relaxation and entertainment. Enjoy the convenience of a nice location, with easy access to local amenities, parks, and shops. The reasonable HOA fee covers essential services, making maintenance a breeze. Don’t miss the opportunity to make this lovely condo your own!

Directions

From State Route 48, Head East on David Rd. Turn Right on Presidential Way, condo is directly across from the banquet center

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Kettering
Zip Code	45429
School District	Kettering City SD
MLS#	920031

Additional Information

Levels	1 Story
Construction	Brick
Architecture	Ranch
Lot Dimensions	of record
Total Acres	0
Occupancy	At Closing
Semi-Annual Taxes	$2,012.00

Property Features

Basement	Slab
Garage	2 Car, Attached
Cars	0
Heating	Forced Air
Cooling	Central
Fireplace	Gas

Additional Features

Appliances	Garbage Disposal, Dryer, Dishwasher, Microwave, Refrigerator, Range, Washer

Room Information

	Dimensions	Level
Entry	6 x 7	1ST
Living	15 x 13	1ST
Kitchen	11 x 8	1ST
Family	26 x 17	1ST

Bedroom Information

	Dimensions	Level
Master Bedroom	16 x 13	1ST
Bedroom 2	14 x 10	1ST

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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