7306 Stepping Stone MIDDLETOWN OH 45044

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7306 Stepping Stone

MIDDLETOWN, OH 45044

Suburb: Middletown

$435,000

4bd

2 - 1ba

2,302sqft

Active

Great Home in the Stonehenge neighborhood. This home has an updated master bath and kitchen. The kitchen offers granite countertops, tile back splash, Tray ceiling and recessed lighting. Four spacious bedrooms and 2.5 baths. Large backyard professionally maintained with 20 x 19 deck off family room. This home is conveniently located on a cul-de-sac street and close to the YMCA, new library, shopping, hospitals, schools, and five minutes to the Liberty Center. Make this your own.

Directions

Cincinnati Dayton Rd. North Left on Wyandot Right on Stonehenge Blvd. Right Stepping Stone.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Middletown
Zip Code	45044
School District	Lakota
MLS#	920295

Additional Information

Levels	2 Story
Construction	Brick, Vinyl
Lot Dimensions	.4943
Total Acres	0.494
Occupancy	At Closing
Semi-Annual Taxes	$2,248.01

Property Features

Property SqFt.	2,302
Basement	Full, Unfinished
Garage	2 Car, Attached
Cars	0
Heating	Electric
Cooling	Central
Fireplace	Woodburning

Additional Features

Appliances	Cooktop, Garbage Disposal, Dryer, Refrigerator, Washer

Room Information

	Dimensions	Level
Entry	12 x 11	1ST
Living	16 x 14	1ST
Dining	12 x 13	1ST
Kitchen	22 x 14	1ST
Family	19 x 13	1ST

Bedroom Information

	Dimensions	Level
Master Bedroom	19 x 13	2ND
Bedroom 2	14 x 13	2ND
Bedroom 3	11 x 12	2ND
Bedroom 4	14 x 11	2ND

Bathroom Information

	Type	Level

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If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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