631 Monticello AVE DAYTON OH 45404

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631 Monticello AVE

DAYTON, OH 45404

Suburb: Dayton

$139,900

3bd

1 - 0ba

1,296sqft

Under Contract

Fabulous and Afordable! Two great words that descibe this 1996 brick ranch. Almost 1300 Sq Ft which features spacious living room, large eat-in kitchen, laundry room, and 3 bedrooms. There's a covered front porch and a rear patio that looks over a huge rear yard that features a new privacy fence (2021). The roof and gutters (with gutter guards) are just a few years old. Newer HVAC and water heater! New electric panel. All kitchen appliances stay (range is new). Easy care laminate flooring through-out! This Seller is building a new home...occupancy can be quick. Please note in pictures and showings..Seller is packing for the move, excuse boxes. Loads of driveway parking and front parking area.

Directions

Needmore to S on Brandt to E on Pleasant Valley to S on Monticello

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Dayton
Zip Code	45404
School District	Mad River Local SD
MLS#	920745

Additional Information

Levels	1 Story
Construction	Brick
Architecture	Ranch
Lot Dimensions	Rectangle
Total Acres	0.215
Occupancy	Negotiated
Semi-Annual Taxes	$902.00

Property Features

Property SqFt.	1,296
Basement	Crawl Space
Garage	None
Cars	0
Heating	Forced Air, Natural Gas
Cooling	Central

Additional Features

Appliances	Dishwasher, Refrigerator, Range

Room Information

	Dimensions	Level
Living	18 x 14	1ST

Bedroom Information

	Dimensions	Level
Bedroom 2	16 x 12	1ST
Bedroom 3	12 x 10	1ST
Bedroom 4	10 x 9	1ST

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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