1235 Jefferson ST SPRINGFIELD OH 45506

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1235 Jefferson ST

SPRINGFIELD, OH 45506

Suburb: Springfield

$75,000

3bd

1 - 0ba

1,176sqft

Active

Fantastic investment opportunity or perfect first home with endless potential! This charming property features a cozy bedroom on the 1st floor with a beautiful fireplace, perfect for those chilly evenings. Newer windows throughout, including glass block windows in the basement. Enjoy the spacious backyard, fenced in for privacy and security. Located just one block from Clark Learning Center! Don't miss out on this gem - schedule a showing today and envision the possibilities that await in this lovely home!

Directions

I70 W to US68 N to US40 east, right on S Bechtle Ave, left onto W Jefferson St

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Springfield
Zip Code	45506
School District	Springfield
MLS#	922944

Additional Information

Levels	2 Story
Construction	Wood
Lot Dimensions	Of record
Total Acres	0.16
Occupancy	At Closing
Semi-Annual Taxes	$679.04

Property Features

Property SqFt.	1,176
Basement	Full, Unfinished
Garage	None
Cars	0
Heating	Natural Gas
Cooling	None

Additional Features

Room Information

	Dimensions	Level
Living	12 x 15	1ST
Kitchen	15 x 11	1ST

Bedroom Information

	Dimensions	Level
Bedroom 2	11 x 12	2ND
Bedroom 3	11 x 12	2ND
Bedroom 4	11 x 13	1ST

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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