10864 Sprucehill DR CINCINNATI OH 45240

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10864 Sprucehill DR

CINCINNATI, OH 45240

Suburb: Cincinnati

$225,000

5bd

3 - 0ba

1,517sqft

Active

Listing Agent

Gregory Sharma

513-489-2100

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Lots and lots of upgrades in this house. 5 Bedroom and 3 full bath house. Gas Furnace with Central Air. All kitchen appliances stay. great outdoor space with fenced in backyard.

Directions

I-275 to South on Hamilton Ave L on Roosevelt L on Sprucehill.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Cincinnati
Zip Code	45240
School District	Mt Healthy
MLS#	923046

Additional Information

Levels	2 Story
Construction	Wood
Architecture	Cape Cod
Lot Dimensions	65x130
Total Acres	0.193
Occupancy	At Closing
Semi-Annual Taxes

Property Features

Property SqFt.	1,517
Basement	Slab
Garage	None
Cars	0
Heating	Forced Air, Natural Gas
Cooling	Central

Additional Features

Appliances	Garbage Disposal, Dishwasher, Microwave, Refrigerator, Range

Room Information

	Dimensions	Level
Living	15 x 12	1ST
Kitchen	14 x 11	1ST

Bedroom Information

	Dimensions	Level
Master Bedroom	11 x 10	1ST
Bedroom 2	12 x 9	1ST
Bedroom 3	9 x 9	1ST
Bedroom 4	15 x 14	2ND
Bedroom 5	14 x 13	2ND

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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