615 Covington AVE PIQUA OH 45356

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615 Covington AVE

PIQUA, OH 45356

Suburb: Piqua

$95,000

2bd

1 - 0ba

1,170sqft

Active

This single-family home built in in 1928 is solidly built and has new carpet on first floor rooms and linoleum on the kitchen floor. The large kitchen has space for a table. The family room could also be a dining room and has an auxiliary gas wall heater. The upstairs bedroom windows have been upgraded with energy efficient double panes and can tilt-in for cleaning. The spacious front porch can handle porch furniture and measures 18' x 10'. The rear deck measures 9' x 9'. The single car garage could be used as a good storage space. This home could also be an income producing rental.

Directions

From I-75 follow Rte 36 thru Piqua until it becomes Covington Ave

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Piqua
Zip Code	45356
School District	Piqua City SD
MLS#	923242

Additional Information

Levels	2 Story
Construction	Vinyl
Architecture	Traditional
Lot Dimensions	44x52
Total Acres	0.05
Occupancy	Negotiated
Semi-Annual Taxes	$432.64

Property Features

Property SqFt.	1,170
Basement	Crawl Space, Partial, Unfinished
Garage	1 Car, Detached
Cars	0
Heating	Baseboard, Electric, Individual Room Cont
Cooling	None

Additional Features

Appliances	Refrigerator, Range

Room Information

	Dimensions	Level
Living	17 x 13	1ST
Kitchen	18 x 10	1ST
Family	14 x 13	1ST

Bedroom Information

	Dimensions	Level
Bedroom 2	15 x 15	2ND
Bedroom 3	12 x 12	2ND

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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