3267 Lower Valley PIKE SPRINGFIELD OH 45506

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3267 Lower Valley PIKE

SPRINGFIELD, OH 45506

Suburb: Springfield

$239,900

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Great farm with a convenient location! Perfect for animals, crops and all the fun farm things with lots of space and privacy that you can add to and build. Contingent on seller purchasing and closing of next property due to this is a working farm. Barn built in 2020 50X60 (approximate $80,000) with two 20 ft tall doors. 2023 six 10x10 horse stalls. Property does have a agricultural well. Currently the property does not have electric. Gas & electric at street. Buyer to conduct their own inspections, including flood zone. This property has so much to offer with a little over 11 acres. Make this gem yours today.

Directions

Ohio 4 east to Enon/Springfield. Exit toward Lower Valley Pike /OH-369 (use GPS)

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Property Details

General Information

Property Type	Land
Style	Acreage
Suburb	Springfield
County	CLARK
Zip Code	45506
School District	Greenon Local
MLS#	923497

Features

Total Acres	11.3
Lot Dimensions	irregular
Semi-Annual Taxes	$608.00

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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