1027 Lafayette AVE SPRINGFIELD OH 45505

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1027 Lafayette AVE

SPRINGFIELD, OH 45505

Suburb: Springfield

$123,000

3bd

1 - 0ba

888sqft

Active

Video Tour

This charming home is waiting for you to make it yours! Step inside to discover a bright, open living area. The kitchen offers newer cabinets and laminate countertops. The primary bedroom features a jack and jill bathroom. A 3rd bedroom off the kitchen has a washer/dryer hookup for your convenience! Newer carpet throughout. The partially fenced in backyard offers a quiet retreat at the end of the day. Don’t miss this fantastic opportunity to own your own home!

Directions

Head southwest on Spring St toward S Limestone St. Turn left onto Selma Rd. Turn left onto Lafayette Ave. Destination will be on the left.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Springfield
Zip Code	45505
School District	Springfield
MLS#	923583

Additional Information

Levels	1 Story
Construction	Other
Architecture	Bungalow
Lot Dimensions	Irregular
Total Acres	0.137
Occupancy	Negotiated
Semi-Annual Taxes	$579.50

Property Features

Property SqFt.	888
Basement	Cellar
Garage	None
Cars	0
Heating	Natural Gas
Cooling	Other

Additional Features

Appliances	Dryer, Washer

Room Information

	Dimensions	Level
Living	16 x 14	1ST
Kitchen	13 x 11	1ST

Bedroom Information

	Dimensions	Level
Bedroom 2	13 x 8	1ST
Bedroom 3	11 x 10	1ST
Bedroom 4	10 x 8	1ST

Bathroom Information

	Type	Level

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Mortgage Calculator

To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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