6446 Churchill Downs PL HUBERHEIGHTS OH 45424

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6446 Churchill Downs PL

HUBERHEIGHTS, OH 45424

Suburb: Huber Heights

$409,900

4bd

3 - 1ba

Active

Beautiful built, David Emonin Builders model home in the highly desired Lexington Place community and without an HOA fee!!. The original owners have maintained this home, adding additional high-end finishes over the years. Pristine, move-in condition from the gourmet kitchen to the professionally installed landscaping with irrigation system and soffit lighting. The main floor includes a living room w/gas fireplace, half bath, dining room, kitchen, breakfast room , a conveniently located laundry room and master bedroom. Kitchen updated in 2022 with new center island, flooring, Quartz countertops and appliances. Private owners suite provides a serene retreat with a large walk-in closet and an adjoining bath. The basement offers an additional 1000 sq. foot of living space complete with a family room, game closet, kitchenette, full bath, office/study and an exercise/playroom. In addition to the finished area, there is plenty of room for storage in the unfinished room. The back patio area is perfect for entertaining in the private fenced area as is the front porch an awesome cozy area to enjoy your morning beverage. This spacious home offers an abundance of finished living space, catering to a variety of needs.

Directions

Rt. 202 to West on Chambersburg Rd. to left on Churchill Downs Pl.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Huber Heights
Zip Code	45424
School District	Huber Heights City S
MLS#	923759

Additional Information

Levels	2 Story
Construction	Brick, Vinyl
Lot Dimensions	95x125x110x140
Total Acres	0
Occupancy	At Closing
Semi-Annual Taxes	$2,687.46

Property Features

Basement	Finished, Full
Garage	2 Car, Attached, Opener, Storage
Cars	0
Heating	Forced Air, Natural Gas
Cooling	Central
Fireplace	Gas

Additional Features

Appliances	Cooktop, Dishwasher, Microwave, Refrigerator, Range

Room Information

	Dimensions	Level
Living	19 x 14	1ST
Dining	12 x 10	1ST
Kitchen	15 x 14	1ST
Breakfast	12 x 8	1ST
Family	16 x 12	BSMT
Study	12 x 11	BSMT

Bedroom Information

	Dimensions	Level
Master Bedroom	15 x 14	1ST
Bedroom 2	12 x 12	2ND
Bedroom 3	12 x 11	2ND
Bedroom 4	12 x 11	2ND

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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