4048 Old Riverside DR DAYTON OH 45405

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4048 Old Riverside DR

DAYTON, OH 45405

Suburb: Dayton

$78,000

3bd

2 - 0ba

1,196sqft

Under Contract

Charming Cape Cod with Endless Potential – Perfect for Investors or First-Time Buyers! Welcome to this delightful 3-bedroom, 2-bathroom Cape Cod-style home that combines classic charm with modern potential. Nestled in a quiet, established neighborhood, this property is an excellent opportunity for investors looking to expand their portfolio or for first-time homebuyers seeking a cozy starter home. Key Features: • 3 Spacious Bedrooms: Ample natural light and flexible layouts, perfect for comfortable living or renting. • 2 Full Bathrooms: Conveniently located for family or guest use. • Full Basement: Untapped potential for additional living space, storage, or an income-generating unit. • Cape Cod Style: A timeless architectural design featuring a welcoming façade, dormer windows, and a cozy layout. • Outdoor Space: Generous backyard with room for gardening, entertaining, or future landscaping projects. With a little TLC, this property could shine as a stunning family home or a profitable investment. Its proximity to schools, parks, shopping, and transportation adds to its appeal. Whether you’re looking to put down roots or grow your real estate portfolio, this Cape Cod is a must-see! Schedule your showing today and envision the possibilities!

Directions

From the E Nottingham Rd and EH-48/N Main St intersection, head east on E Nottingham Rd. Turn right onto Old Riverside Dr and the home will be on your left.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Dayton
Zip Code	45405
School District	Dayton City SD
MLS#	923915

Additional Information

Levels	1.5 Story
Construction	Aluminum, Vinyl
Architecture	Cape Cod
Lot Dimensions	40x133
Total Acres	0.124
Occupancy	At Closing
Semi-Annual Taxes	$832.84

Property Features

Property SqFt.	1,196
Basement	Full, Semi-Finished
Garage	2 Car, Detached
Cars	0
Heating	Forced Air, Natural Gas
Cooling	Central

Additional Features

Room Information

	Dimensions	Level
Living	16 x 12	1ST
Dining	11 x 9	1ST
Kitchen	10 x 8	1ST
Breakfast	10 x 8	1ST

Bedroom Information

	Dimensions	Level
Master Bedroom	12 x 10	1ST
Bedroom 2	13 x 11	2ND
Bedroom 3	13 x 11	2ND

Bathroom Information

	Type	Level

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Mortgage Calculator

To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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