284 South Johnsville NEWLEBANON OH 45345

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284 South Johnsville

NEWLEBANON, OH 45345

Suburb: New Lebanon

$244,900

3bd

1 - 0ba

Active

Brick Country Ranch with an awesome "Retro" vibe. Lots of Pluses here with two fireplaces, Basement with tall ceilings and a large composite deck for outside entertaining. Nicely located with open fields all around and close to town.

Directions

Located South of US 35

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	New Lebanon
Zip Code	45345
School District	New Lebanon Local SD
MLS#	924303

Additional Information

Levels	1 Story
Construction	Brick
Lot Dimensions	1 Acre
Total Acres	0
Occupancy	At Closing
Semi-Annual Taxes

Property Features

Basement	Full, Unfinished
Garage	2 Car, Attached
Cars	0
Heating	Hot Water/Steam, Natural Gas
Cooling	Central
Fireplace	Gas, Two, Woodburning

Additional Features

Appliances	Dryer, Refrigerator, Range, Washer

Room Information

	Dimensions	Level
Living	18 x 12	1ST
Dining	13 x 10	1ST

Bedroom Information

	Dimensions	Level
Bedroom 2	13 x 12	1ST
Bedroom 3	10 x 12	1ST
Bedroom 4	9 x 12	1ST

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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120 months = 10 years
180 months = 15 years
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360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

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