1557 Spaulding RD DAYTON OH 45432

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1557 Spaulding RD

DAYTON, OH 45432

Suburb: Dayton

$265,000

4bd

2 - 0ba

1,372sqft

Active

Beautifully redesigned 4 bedroom 2 bath house with one bedroom currently furnished as an office with stylish barn doors. Modern appointments (all new floors, roof, walls, paint, bathrooms, all new kitchen with raised ceiling, stainless steel appliances and granite countertops). Working fireplace in living room. Outside has new roofs (House and Garage), a beautiful wrap around porch (with three ceiling fans with lights, furnished seating area, and gas designer fireplace) overlooking 1.39 acres with a grill, large hot tub, a fire pit area with Adirondack chairs, a kids play area, two car garage housing a professional grade gym. Large multi vehicle driveway. There is a shed for additional storage. Gym and home's furnishings are available if added/purchased separately.

Directions

Linden to south on Spaulding.

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Property Details

General Information

Property Type	Residential
Style	Single Family
Suburb	Dayton
Zip Code	45432
School District	Dayton City SD
MLS#	924502

Additional Information

Levels	1 Story
Construction	Vinyl
Lot Dimensions	1.3914 ac
Total Acres	1.391
Occupancy	At Closing
Semi-Annual Taxes

Property Features

Property SqFt.	1,372
Basement	Full, Unfinished
Garage	2 Car, Detached
Cars	0
Heating	Electric
Cooling	Central
Fireplace	Woodburning

Additional Features

Appliances	Dryer, Microwave, Refrigerator, Range, Washer

Room Information

	Dimensions	Level
Living	11 x 14	1ST
Dining	13 x 8	1ST
Kitchen	18 x 11	1ST

Bedroom Information

	Dimensions	Level
Bedroom 2	13 x 14	1ST
Bedroom 3	11 x 11	1ST
Bedroom 4	11 x 11	1ST
Bedroom 5	11 x 11	1ST

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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180 months = 15 years
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360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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