520 Palace Avenue Elsmere KY 41018

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520 Palace Avenue

Elsmere, KY 41018

Suburb: Elsmere

$174,900

2bd

1 - 0ba

Under Contract

Attention first time home buyers. Check out this charming 2BR/1bath ranch home in the heart of Elsmere! Nice size family room to watch the game or entertain. Updated kitchen with granite counter tops and stainless steel appliances. New carpet. Recently painted. Step out on the back patio and fire up the grill in your fenced in back,. Walkout basement too! This home has ''great bones'' as they say. * Newer roof (2017), * Newer gas furnace (4+ years old). * New A/C condenser (4+years old). * Foundation repair warranty. Make this home yours today! FHA buyers welcome! 1 Year HSA Home Warranty included.

Directions

Dixie hwy to Garvey, Right on Palace, house on right.

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Elsmere
Zip Code	41018
School District	Erlanger/Elsmere
MLS#	612190

Additional Information

Levels	One
Construction	Block, Vinyl Siding
Architecture	Ranch
Lot Dimensions	Of record
Total Acres	0.24
Water	Public
Sewer	Public Sewer
Foundation	Block
Semi-Annual Taxes

Property Features

Basement	Full, Walk-Out Access
Cars	0
Parking	Driveway, On Street
Windows	Insulated Window(s)
Heating	Natural Gas
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Dryer, Refrigerator, Washer, Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Entry	5 x 4	1
Kitchen	10 x 9	1
Family	16 x 14	1

Bedroom Information

	Dimensions	Level
Master Bedroom	15 x 11	1
Bedroom 2	11 x 9	1

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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