445 Elk Lake Resort Road Owenton KY 40359

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445 Elk Lake Resort Road

Owenton, KY 40359

Suburb: Owenton

$64,900

0bd

0 - 0ba

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Great Building Location. Three (3) contiguous Off Water Lots w/Water Access at beautiful Elk Lake. Vacant Lots 842, 843, and 844. Off Water but Waterfront accessible through adjacent Green Space. New Association Dock and Deck for your use. Close, 1.6 Miles) to Entrance, Lake, Beach, and Clubhouse. Located on Fairview Road. Close to Elk Creek Winery and Hunt Club. Within 1 hour of Cincinnati, Lexington and Louisville.

Directions

HWY 22 to schools, go south on HWY 227 for 2 miles and turn left on HWY 330. Go past Elk Creek Winery to HWY 1883, turn right. Go to Elk Lake Entrance. GATED COMMUNITY. REALTOR MUST ESCORT

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Property Details

General Information

Property Type	Land
Style	Resort Lot
Suburb	Owenton
County	Owen
Zip Code	40359
School District	Owen Co Public
MLS#	613723

Features

Total Acres	1
Lot Dimensions	Irregular
Wooded Acreage	1
Water	Public
Sewer	None
Semi-Annual Taxes

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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