7616 O'Toole Street Union KY 41091

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7616 O'Toole Street

Union, KY 41091

Suburb: Union

$444,528

4bd

2 - 1ba

2,790sqft

Under Contract

New Construction by Fischer Homes in the beautiful Ballyshannon community with the Jensen Modern Farmhouse plan, featuring a stunning kitchen with lots of cabinet space and granite countertops. Spacious family room expands to light-filled morning room. First floor rec room and private study with double doors. Primary Suite with private bath and walk-in closet. Additional bedrooms, loft, and hall bath. Two car garage.

Directions

I-75 to Union/Florence Exit 42, West on US 42 Right Old Union Right Orleans Blvd, Left Long Branch Left Ballyshannon Dr.

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Union
Zip Code	41091
School District	Boone Co Public
MLS#	615757

Additional Information

Levels	Two
Construction	Brick, Vinyl Siding
Architecture	Traditional
Lot Dimensions	51x135
Total Acres	0.15
Water	Public
Sewer	Public Sewer
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Property SqFt.	2,790
Basement	Full, Walk-Out Access, Unfinished, Bath/Stubbed
Cars	2
Parking	Attached, Driveway, Garage, Garage Door Opener
Windows	Insulated Window(s), Vinyl Frames
Heating	Forced Air, Natural Gas
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Disposal, Microwave, Refrigerator, Stainless Steel Appliance(s), Electric Range
HOA Fee 1	$550.00
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	12 x 14	1
Kitchen	13 x 9	1
Breakfast	12 x 10	1
Family	16 x 19	1
Recreation Room	11 x 13	1

Bedroom Information

	Dimensions	Level
Master Bedroom	14 x 18	2
Bedroom 2	13 x 11	2
Bedroom 3	11 x 11	2
Bedroom 4	13 x 11	2

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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