724 S Grand Avenue Fort Thomas KY 41075

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724 S Grand Avenue

Fort Thomas, KY 41075

Suburb: Fort Thomas

$350,000

2,256sqft

Active

Solid investment in the heart of beautiful Ft. Thomas! 2 large 2 bedroom units with fully equipped kitchens. The tandem garage allows for storage or parking of two cars. Same owner for 66 years! Brand new roof in May 2023. Hardwood floors under carpet on 2nd floor. Great opportunity for owner occupant and rent the other half or convert to one large single family house! There is an extra lot that is part of this property (not a separate deed) 30x150 that a nice addition could be added to the first floor for an owner occupant if desired or just build a beautiful outdoor living space.

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Property Details

General Information

Property Type	MultiFamily
Style	Multi Family
Suburb	Fort Thomas
Zip Code	41075
School District	Ft Thomas Indep
MLS#	616976

Additional Information

Levels	Two
Construction	Brick
Lot Dimensions	84x157
Total Acres	0.26
Water	Public
Sewer	Public Sewer
Semi-Annual Taxes

Property Features

Property SqFt.	2,256
Basement	Full
Cars	2
Parking	Driveway, Garage Faces Front, Tandem
Windows	Insulated Window(s), Vinyl Frames
Heating	Steam, Natural Gas
Cooling	Window Unit(s)
Fireplace	Inoperable

Additional Features

Multi-Family Information

Total Units	2
Parking Spaces	6

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If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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