415 E Adair Street Owenton KY 40359

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415 E Adair Street

Owenton, KY 40359

Suburb: Owenton

$215,000

4bd

2 - 0ba

Sold

Lots of space! Traditional Home, plenty of room for the kids, 4 bedrooms, 2 full baths, eat-in kitchen, formal living & dining room, family room, 1st level bedroom & laundry area, full basement . Entire home has spacious oversized rooms. Per PVA home has over 2500 sq ft. Nice city lot.

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GPS: 415 East Adair Street, Owenton KY 40359

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Owenton
Zip Code	40359
School District	Owen Co Public
MLS#	617058

Additional Information

Levels	One and One Half
Construction	Aluminum Siding
Architecture	Traditional
Lot Dimensions	0.6 acres
Total Acres	0.6
Water	Public
Sewer	Septic Tank
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Basement	Walk-Out Access, Unfinished
Cars	1
Parking	Driveway, Garage
Windows	Double Hung
Heating	Forced Air, Propane
Cooling	Central Air
Fireplace	Brick, Inoperable

Additional Features

Appliances	Dryer, Refrigerator, Washer, Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Dining	1 x 1	1
Kitchen	1 x 1	1
Family	1 x 1	1

Bedroom Information

	Dimensions	Level

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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