322 Westminster Court Florence KY 41042

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322 Westminster Court

Florence, KY 41042

Suburb: Florence

$309,900

3bd

3 - 0ba

1,500sqft

Under Contract

Here is the ranch you've been waiting for! 3 bed, 3 full baths with a finished basement and office. New luxury vinyl flooring throughout the majority of the main floor. New HVAC, new metal roof! And the huge covered deck on the back creates an outdoor oasis! There is a 20x20 reinforced concrete pad as well that could be used for an above ground pool. Walk through the quiet neighborhood to Lincoln Woods Park. The built-in garage is an oversized 2 car.

Directions

42 to HopefulChurch R Kelley R Hopeful Rd L Lakeshore R Achates L Buckington Ct R Buckingham Dr L WestMinster. House is on the right.

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Florence
Zip Code	41042
School District	Boone Co Public
MLS#	617340

Additional Information

Levels	One
Construction	Brick
Architecture	Ranch
Lot Dimensions	rectangle
Total Acres	0.28
Water	Public
Sewer	Public Sewer
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Property SqFt.	1,500
Basement	Finished, Walk-Out Access, Bath/Stubbed
Cars	2
Parking	Driveway, Garage Faces Side, On Street
Windows	Aluminum Clad Window(s)
Heating	Electric, Heat Pump
Cooling	Central Air
Fireplace	Wood Burning

Additional Features

Appliances	Dishwasher, Microwave, Refrigerator, Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	24 x 14	1
Dining	11 x 10	1

Bedroom Information

	Dimensions	Level
Master Bedroom	14 x 12	1
Bedroom 2	11 x 10	1
Bedroom 3	11 x 9	1

Bathroom Information

	Type	Level

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If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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