122 Sheffield Drive Dry Ridge KY 41035

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122 Sheffield Drive

Dry Ridge, KY 41035

Suburb: Dry Ridge

$265,500

3bd

2 - 1ba

Active

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Welcome to your brand new construction home in the sought after Summerfield neighborhood! NO HOA! This split bedroom floor plan has much to offer with 3 bedrooms and 2.5 baths. Upgrades to include are cathedral ceilings, solid wood shaker style cabinets including soft close doors and drawers, L E D lighting, finish walkout basement, granite countertops, luxury vinyl wood plank flooring in all high traffic areas, deck off the kitchen to wooded view back yard. This walkout lower level could be upgraded to include a 4th bedroom and 3rd full bath! Act fast for possible final selections. **USDA financing available. If you missed out on this one there are more coming just weeks behind this one!

Directions

25 South to Right on Summerfield

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Dry Ridge
Zip Code	41035
School District	Grant Co Public
MLS#	617406

Additional Information

Levels	Bi-Level
Construction	Vinyl Siding
Lot Dimensions	unknown
Total Acres	0
Water	Public
Sewer	Public Sewer
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Cars	2
Parking	Attached, Driveway, Garage Faces Front
Windows	Insulated Window(s)
Heating	Electric, Heat Pump
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Microwave, Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Kitchen	12 x 10	Upper
Family	12 x 14	Lower
Great Room	16 x 14	Upper
Laundry	9 x 6	Lower

Bedroom Information

	Dimensions	Level
Master Bedroom	14 x 12	Upper
Bedroom 2	10 x 10	Upper
Bedroom 3	10 x 9	Upper

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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