1411 Banklick Street Covington KY 41011

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1411 Banklick Street

Covington, KY 41011

Suburb: Covington

$149,900

2bd

1 - 0ba

Under Contract

Welcome home to this outstanding 2 Bedroom 1 Bath Home with off Street Parking*Completely renovated with new flooring* Brand New KItchen with stainless steel appliances* New Bathroom* Newer roof, A/C, water heater and windows. Close to shopping and bus line. Try the City of Covington Down payment assistance and buy with no money down.

Directions

75 to 12th St exit, R on Russell, R on 15th, R on Banklick

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Covington
Zip Code	41011
School District	Covington Indep
MLS#	617647

Additional Information

Levels	One
Construction	Vinyl Siding
Architecture	Traditional
Lot Dimensions	42X90
Total Acres	0.08
Water	Public
Sewer	Public Sewer
Foundation	Stone
Semi-Annual Taxes

Property Features

Basement	Partial, Unfinished
Cars	0
Parking	Off Street, On Street
Windows	Vinyl Frames
Heating	Forced Air, Natural Gas
Cooling	Central Air
Fireplace	Inoperable

Additional Features

Appliances	Refrigerator, Gas Oven, Stainless Steel Appliance(s)
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	14 x 13	1
Kitchen	11 x 10	1
Laundry	10 x 4	1

Bedroom Information

	Dimensions	Level
Master Bedroom	10 x 10	1
Bedroom 2	14 x 11	1

Bathroom Information

	Type	Level

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Mortgage Calculator

To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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