Lot # 3 Georgetown Road Owenton KY 40359

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Lot # 3 Georgetown Road

Owenton, KY 40359

Suburb: Owenton

$90,000

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Fantastic home site to build your dream home in the country with +/- 4 acres of beauty and heavenly rolling views. Several options to position your home, some level and some sloped with opportunity for a lower level walk-out. Wooded sections offer nice privacy and seclusion. Water and electric at the street. Great Owenton location near Elk Creek Winery and Elk Lake, in the middle of the Golden Triangle just an hour drive to either Cincy/Lexington/Louisville. Part of a larger parcel and can be purchased with additional acreage.

Directions

St Rt 22 to South on 227/Georgetown Rd. Lot located to west of 227 near St Rt 330

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Property Details

General Information

Property Type	Land
Style	Single Family Residence
Suburb	Owenton
County	Owen
Zip Code	40359
School District	Owen Co Public
MLS#	618122

Features

Total Acres	4.22
Lot Dimensions	4.2209 acres
Best For	Recreational, Residential, See Remarks
Water	None
Sewer	None
Semi-Annual Taxes

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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