1806 Garrard Street Covington KY 41014

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1806 Garrard Street

Covington, KY 41014

Suburb: Covington

$225,000

3bd

2 - 0ba

1,838sqft

Active

Looking for plenty of room? Check out this 1800+ sq ft home in Covington KY. Featuring 3 bedrooms, 2 Full bathroom, and a fenced in yard. This home has tons of original charm, with 9'plus ceilings, original woodwork and hardwood floors. Kitchen has been updated along with a first floor bedroom and bathroom. Make this house your home today!

Directions

71 to 12th st exit , Turn east onto MLK , TR onto Garrard

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Covington
Zip Code	41014
School District	Covington Indep
MLS#	618229

Additional Information

Levels	Two
Construction	Vinyl Siding
Architecture	Traditional
Lot Dimensions	30x75
Total Acres	0.06
Water	Public
Sewer	Public Sewer
Foundation	Stone
Semi-Annual Taxes

Property Features

Property SqFt.	1,838
Basement	Full, Unfinished
Cars	0
Parking	On Street
Windows	Double Hung, Vinyl Frames
Heating	Forced Air, Natural Gas
Cooling	Central Air
Fireplace	Decorative, Inoperable

Additional Features

Appliances	Dryer, Microwave, Refrigerator, Stainless Steel Appliance(s), Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	14 x 13	1
Dining	15 x 13	1
Kitchen	14 x 13	1

Bedroom Information

	Dimensions	Level
Master Bedroom	14 x 13	1
Bedroom 2	15 x 11	2
Bedroom 3	13 x 12	2

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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