469 Ivy Ridge Drive Cold Spring KY 41076

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469 Ivy Ridge Drive

Cold Spring, KY 41076

Suburb: Cold Spring

$189,900

2bd

2 - 0ba

1,317sqft

Active

Charming 2-bedroom condo with a fantastic layout on the lower level, offering easy accessibility with no steps. This gem awaits your personal touch, featuring the potential for updated carpet and paint to suit your style. The highlight is the incredible screened-in back patio area, providing a private and serene view. Enjoy the added bonus of a community pool, making this condo a perfect blend of comfort and leisure. Make it yours and transform this space into your dream haven. One car garage and plenty of parking area. Take a look today, call myself or your favorite agent. Immediate Occupancy!

Directions

AA Hwy to Ivy Ridge, this condo is in the building labeled 465-470

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Property Details

General Information

Property Type	Residential
Style	Condominium
Suburb	Cold Spring
Zip Code	41076
School District	Campbell Co Public
MLS#	618491

Additional Information

Levels	One
Construction	Brick
Architecture	Other, See Remarks
Lot Dimensions	N/A
Total Acres	0.33
Water	Public
Sewer	Public Sewer
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Property SqFt.	1,317
Cars	1
Parking	Garage
Heating	Electric
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Microwave, Electric Range
HOA Fee 1	$306.00
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	1 x 1	1
Kitchen	1 x 1	1

Bedroom Information

	Dimensions	Level
Master Bedroom	1 x 1	1

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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