2105 Stoneharbor Lane Independence KY 41051

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2105 Stoneharbor Lane

Independence, KY 41051

Suburb: Independence

$330,000

4bd

2 - 1ba

1,960sqft

Under Contract

Open House Nov 18 12:30-1:30. Updated 4 bedroom with a beautiful kitchen! Kitchen boasts SS appliances, hardwood floors and granite counters. The living room would be a great place to enjoy the cold winter months cozied up by the fireplace. The laundry is conveniently on the main level. Get in before the Holidays! Occupancy at closing!

Directions

KY 17, Hartland Subdivision

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Independence
Zip Code	41051
School District	Kenton Co Public
MLS#	618559

Additional Information

Levels	Two
Construction	Brick, Vinyl Siding
Architecture	Traditional
Lot Dimensions	off record
Total Acres	0.23
Water	Public
Sewer	Public Sewer
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Property SqFt.	1,960
Basement	Walk-Out Access
Cars	2
Parking	Driveway, Garage, Garage Faces Rear
Windows	Insulated Window(s)
Heating	Forced Air, Natural Gas
Cooling	Central Air
Fireplace	Gas

Additional Features

Appliances	Dishwasher, Dryer, Microwave, Refrigerator, Washer, Stainless Steel Appliance(s), Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	21 x 13	1
Dining	11 x 16	1
Kitchen	11 x 8	1
Breakfast	13 x 10	1

Bedroom Information

	Dimensions	Level
Master Bedroom	15 x 12	2
Bedroom 2	12 x 10	2
Bedroom 3	12 x 10	2
Bedroom 4	22 x 10	Basement

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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