581 Ivy Ridge Drive Cold Spring KY 41076

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581 Ivy Ridge Drive

Cold Spring, KY 41076

Suburb: Cold Spring

$180,000

2bd

2 - 0ba

1,243sqft

Sold

Nicely maintained second floor condo in the popular Ivy Ridge Community, conveniently located near everything! minutes from I-275, 12 minutes to Northern Kentucky University, 20 minutes to downtown Cincinnati, 20 minutes to the Cincinnati airport, local retailers and restaurants nearby in any direction. Hardwood flooring and high ceilings throughout the open concept living area. Spacious covered balcony with wooded views. Professionally managed pool, walking trails, exercise room, plenty of parking, public grills and clubhouse make for that maintenance free easy condo lifestyle! FHA Approved Community, USDA ZONE! Motivated seller, will consider any reasonable offer!!

Directions

AA highway to Ivy Ridge Drive (flashing lights at top of hill between I-275 and US-27), 581 will be on your right.

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Property Details

General Information

Property Type	Residential
Style	Condominium
Suburb	Cold Spring
Zip Code	41076
School District	Campbell Co Public
MLS#	619628

Additional Information

Levels	One
Construction	Vinyl Siding, Brick Veneer
Architecture	Traditional
Lot Dimensions	Irregular
Total Acres	0.16
Water	Public
Sewer	Public Sewer
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Property SqFt.	1,243
Cars	0
Parking	No Garage, Off Street
Windows	Insulated Window(s)
Heating	Electric
Cooling	Central Air

Additional Features

Appliances	Disposal, Microwave, Refrigerator, Stainless Steel Appliance(s), Electric Oven
HOA Fee 1	$272.00
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Entry	8 x 9	1
Living	15 x 14	1
Dining	10 x 8	1
Kitchen	10 x 12	1
Office	8 x 12	1
Laundry	5 x 7	1

Bedroom Information

	Dimensions	Level
Master Bedroom	11 x 18	1
Bedroom 2	11 x 14	1

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
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240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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