6740 Wisdom Dock Road Albany KY 42602

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6740 Wisdom Dock Road

Albany, KY 42602

Suburb: Albany

$217,500

3bd

2 - 0ba

1,740sqft

Active

If you love the lake and/or want to invest in a rental property at the lake, then this is the property for you. This no-step entry, 3 bedroom, 2 full bathroom, brick, ranch is conveniently located on a 1/2 acre lot less than a mile from Dale Hollow and 12 miles from Cumberland. The spacious kitchen and living room provide plenty of room for hosting large groups. The interior features new flooring, new carpet, fresh paint, and new, SS appliances. The property also offers a covered back patio with the view of the huge, private, wooded backyard. The driveway extends to a 1/2 circle turnaround, perfect for easy entry/exit for boat and RV parking. The septic was serviced in July 2024. Property is agent owned. Location is in Albany, KY 42602.

Directions

Take Wisdom Dock Rd. The property is on the right, 1/2 before the marina sign.

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Albany
Zip Code	42602
School District	Clinton County Schools
MLS#	625599

Additional Information

Levels	One
Construction	Brick, Wood Siding
Architecture	Ranch
Lot Dimensions	irregular
Total Acres	0.5
Water	Public
Sewer	Septic Tank
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Property SqFt.	1,740
Basement	Crawl Space
Cars	0
Parking	Driveway, Off Street
Windows	Insulated Window(s)
Heating	Electric, Forced Air
Cooling	Central Air
Fireplace	Free Standing

Additional Features

Appliances	Dishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s), Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	23 x 22	1
Kitchen	21 x 13	1
Laundry	7 x 8	1

Bedroom Information

	Dimensions	Level
Master Bedroom	12 x 11	1
Bedroom 2	12 x 10	1
Bedroom 3	12 x 11	1

Bathroom Information

	Type	Level

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If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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