4134 Richardson Road Independence KY 41051

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4134 Richardson Road

Independence, KY 41051

Suburb: Independence

$289,900

3bd

2 - 0ba

Under Contract

Come check out this Cute Brick Ranch Home sitting on just under a 1/2 acre lot in Independence! Home features 3 Large Bedrooms and 2 Full Baths on the First Floor. There is an additional 3 rooms in the basement that can be used as additional Bedrooms/Offices! Kitchen is equipped with Stainless Steel appliances and has direct access to the Large Level Fenced in back yard. This Yard is perfect for having guest over with an above ground Pool, Large Back Patio, and a Block Shed. Don't miss out on this one!

Directions

Weaver Rd to Richardson Rd, L on Richardson Rd, Home is on the Right

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Independence
Zip Code	41051
School District	Kenton Co Public
MLS#	625810

Additional Information

Levels	One
Construction	Brick
Architecture	Other, Ranch
Lot Dimensions	111' x 152' x 123' x 152'
Total Acres	0.48
Water	Public
Sewer	Public Sewer
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Basement	Full, Finished, Walk-Out Access, Storage Space
Cars	0
Parking	Driveway, Off Street
Heating	Electric
Cooling	Central Air
Fireplace	Brick

Additional Features

Appliances	Dryer, Microwave, Refrigerator, Washer, Stainless Steel Appliance(s), Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	21 x 14	1
Dining	11 x 11	1
Kitchen	11 x 10	1
Bonus Room	15 x 14	Basement

Bedroom Information

	Dimensions	Level
Master Bedroom	16 x 14	1
Bedroom 2	11 x 11	2
Bedroom 3	11 x 15	1

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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