4609 Central Ridge Road Mt. Olivet KY 41064

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4609 Central Ridge Road

Mt. Olivet, KY 41064

Suburb: Mt. Olivet

$295,000

2bd

2 - 0ba

Under Contract

Beautiful custom-built home with open floor plan on 20.282 Acres. Home is 2700 sq. ft., has a metal exterior, and a log interior. It has vaulted ceilings, live edge countertops, barn doors, and many other unique features.

Directions

Middle of Central Ridge on right

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Property Details

General Information

Property Type	Residential
Style	Farm
Suburb	Mt. Olivet
Zip Code	41064
School District	Robertson Co Public
MLS#	625926

Additional Information

Levels	One
Construction	Other, See Remarks
Architecture	Barndominium
Lot Dimensions	20.282 Acres
Total Acres	20.28
Water	Public
Sewer	Septic Tank
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Cars	0
Parking	Driveway
Windows	Insulated Window(s)
Heating	Electric
Cooling	Central Air

Additional Features

Appliances	Refrigerator, Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level

Bedroom Information

	Dimensions	Level

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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