13 Retreat Street Southgate KY 41071

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13 Retreat Street

Southgate, KY 41071

Suburb: Southgate

$179,900

3bd

1 - 1ba

768sqft

Active

Renovated home with detached garage in the heart of cozy Southgate KY. Only minutes to interstate 275, downtown Cincinnati or Newport Ovation. Walk to parks, St.Therese Church/school, Southgate School or the VFW.

Directions

27 to temple place to retreat

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Southgate
Zip Code	41071
School District	Southgate Indep
MLS#	625962

Additional Information

Levels	Two
Construction	Aluminum Siding
Architecture	Traditional
Lot Dimensions	of record
Total Acres	0.22
Water	Public
Sewer	Public Sewer
Foundation	Block
Semi-Annual Taxes

Property Features

Property SqFt.	768
Basement	Unfinished, Bath/Stubbed, Storage Space
Cars	1
Parking	Detached, Garage, Off Street, On Street
Windows	Insulated Window(s)
Heating	Forced Air, Natural Gas
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Refrigerator
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	15 x 11	1
Dining	12 x 11	1
Kitchen	12 x 11	1

Bedroom Information

	Dimensions	Level
Master Bedroom	11 x 11	2
Bedroom 2	8 x 8	2

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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