3439 Clover Drive Covington KY 41015

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3439 Clover Drive

Covington, KY 41015

Suburb: Covington

$415,000

5bd

3 - 2ba

2,950sqft

Under Contract

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Discover Your Unique Haven! Welcome to a property that caters to your every need! This exceptional home features a versatile Accessory Dwelling Unit with its own entrance and rampperfect for guests, extended family, or even a home office. The possibilities are endless! Main Unit Highlights: Expansive Open Floor Plan: Ideal for entertaining and hosting large dinner gatherings. Entertainment Haven: Head downstairs to enjoy a media room, game room, and wet barperfect for unwinding or partying. Outdoor Oasis: Step outside to two levels of outdoor seating, offering a private retreat with a sense of seclusion. Nestled in a friendly subdivision, this home combines community convenience with a serene backyard escape. Don't miss out on this one-of-a-kind property! Schedule your showing today and experience it for yourself.

Directions

275 Rt 16 Rt Clover Drive

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Covington
Zip Code	41015
School District	Kenton Co Public
MLS#	626035

Additional Information

Levels	Two
Construction	Brick, Vinyl Siding
Architecture	Traditional
Lot Dimensions	irreg
Total Acres	0.3
Water	Public
Sewer	Public Sewer
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Property SqFt.	2,950
Basement	Full, Finished, Walk-Out Access, Bath/Stubbed, Storage Space
Cars	2
Parking	Driveway, Garage, Garage Door Opener, Garage Faces Front
Windows	Insulated Window(s), Vinyl Frames
Heating	Electric
Cooling	Central Air, Multi Units
Fireplace	Gas

Additional Features

Appliances	Dishwasher, Refrigerator, Stainless Steel Appliance(s), Electric Cooktop, Electric Oven, Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Dining	15 x 20	1
Kitchen	10 x 14	1
Breakfast	10 x 14	1
Family	14 x 25	1
Laundry	8 x 14	1
Bonus Room	20 x 27	1

Bedroom Information

	Dimensions	Level
Master Bedroom	20 x 20	2
Bedroom 2	12 x 12	2
Bedroom 3	12 x 12	2
Bedroom 4	8 x 12	2
Bedroom 5	10 x 12	1

Bathroom Information

	Type	Level

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To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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