4203 Church Street Covington KY 41015

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4203 Church Street

Covington, KY 41015

Suburb: Covington

$249,900

3bd

2 - 0ba

1,523sqft

Active

Step into this beautifully updated 3-bedroom, 2-bath home, originally built in 1909, located in the heart of Latonia. This home seamlessly blends historic charm with modern convenience. Featuring newly installed hardwood floors and freshly painted throughout, it's ready for its new owner to move right in! A rare find, the property includes a 2-car detached garage (24x24) with electric, concrete floors, and a garage door openerplus, off-street parking for added convenience. The spacious backyard is perfect for outdoor gatherings, and the covered front and rear porches offer ideal spaces for relaxing. The full basement features a walk-out, providing additional space and easy access to the backyard. Inside, the master bedroom offers two large closets, while a possible 4th bedroom on the first floor is currently used as a family room. The home also boasts a formal dining room, a cozy breakfast room just off the kitchen, and tile floors in both the kitchen and bathrooms. Recent upgrades include a brand-new furnace installed in 2023. This home is a must-see, combining modern updates with classic appeal.

Directions

275 to exit 79, go North on Taylor Mill Rd Right on E 42nd St Right onto Church Street. Sign On.

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Covington
Zip Code	41015
School District	Covington Indep
MLS#	626270

Additional Information

Levels	One and One Half
Construction	Vinyl Siding
Architecture	Traditional
Lot Dimensions	Irregular
Total Acres	0.25
Water	Public
Sewer	Public Sewer
Foundation	Stone
Semi-Annual Taxes

Property Features

Property SqFt.	1,523
Basement	Full, Walk-Out Access, Unfinished
Cars	2
Parking	Detached, Driveway, Garage, Garage Door Opener, Off Street, On Street
Windows	Double Hung, Vinyl Frames
Heating	Forced Air, Natural Gas
Cooling	Central Air, Window Unit(s)
Fireplace	Decorative, Inoperable

Additional Features

Appliances	Dishwasher, Refrigerator, Electric Oven, Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	13 x 14	1
Dining	12 x 14	1
Kitchen	13 x 15	1
Breakfast	8 x 8	1
Family	13 x 14	1

Bedroom Information

	Dimensions	Level
Master Bedroom	16 x 13	2
Bedroom 2	14 x 13	2
Bedroom 3	14 x 12	2

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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