303 Town Square Circle Cold Spring KY 41076

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303 Town Square Circle

Cold Spring, KY 41076

Suburb: Cold Spring

$439,000

4bd

2 - 1ba

1,573sqft

Active

This well-appointed, two-story home sits on a cul-de-sac in the Sturbridge community. The spacious interior features large rooms, hardwood floors, and a cozy great room with a fireplace and access to a covered patio. Upstairs, the home offers four bedrooms, including a generous master suite with attached bath featuring ceramic shower, double vanity, and a walk-in closet. Recent updates include new carpets, ceiling fans, heating/air system, windows, and roof shingles. The finished basement provides additional living space and ample storage.

Directions

US 26 to Sturbridge to L-Townsquare

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Cold Spring
Zip Code	41076
School District	Campbell Co Public
MLS#	626308

Additional Information

Levels	Two
Construction	Vinyl Siding
Architecture	Traditional
Lot Dimensions	Irregular
Total Acres	0.22
Water	Public
Sewer	Public Sewer
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Property SqFt.	1,573
Basement	Finished, Storage Space
Cars	2
Parking	Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street
Windows	Double Hung, Vinyl Frames
Heating	Forced Air, Natural Gas
Cooling	Central Air
Fireplace	Ceramic, Gas

Additional Features

Appliances	Dishwasher, Disposal, Microwave, Refrigerator, Gas Oven, Gas Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	13 x 16	1
Dining	11 x 11	1
Kitchen	10 x 11	1
Breakfast	10 x 12	1
Family	12 x 22	Basement
Great Room	13 x 19	1
Laundry	5 x 6	1

Bedroom Information

	Dimensions	Level
Master Bedroom	12 x 16	2
Bedroom 2	9 x 12	2
Bedroom 3	10 x 11	2
Bedroom 4	8 x 9	2

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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