5520 Ky Highway 455 HWY Sparta KY 41086

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5520 Ky Highway 455 HWY

Sparta, KY 41086

Suburb: Sparta

$309,900

3bd

2 - 1ba

1,777sqft

Active

Charming Cape Cod with First Floor Master Suite! This Home Features 3 Bedrooms, 2.5 Bathrooms, Large Living Room, Open Kitchen & Dining with Vaulted Ceiling, Covered Front Porch, Walkout to Covered Patio & Huge Back Deck with a Great View, New Roof & HVAC, 2 Car Garage, Carport for Boat/RV/Camper, Storage Shed for Mower, Just Minutes Off of the I-71 Glencoe Exit! No Money Down Financing Available!

Directions

I-71 South to Glencoe, Left on 127, Right on 455, Home will be on your left

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Sparta
Zip Code	41086
School District	Gallatin Co Public
MLS#	626342

Additional Information

Levels	One and One Half
Construction	Vinyl Siding
Architecture	Cape Cod
Lot Dimensions	.8075 per PVA
Total Acres	0.81
Water	Public
Sewer	Septic Tank
Foundation	Block, Poured Concrete
Semi-Annual Taxes

Property Features

Property SqFt.	1,777
Cars	2
Parking	Carport, Driveway, Garage, Garage Door Opener
Windows	Insulated Window(s), Vinyl Frames
Heating	Electric, Heat Pump
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Microwave, Refrigerator, Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Entry	10 x 5	1
Living	28 x 12	1
Kitchen	15 x 12	1
Laundry	16 x 12	1

Bedroom Information

	Dimensions	Level
Master Bedroom	13 x 13	1
Bedroom 2	15 x 13	2
Bedroom 3	15 x 13	2

Bathroom Information

	Type	Level

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To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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