4280 Richardson Road Independence KY 41051

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4280 Richardson Road

Independence, KY 41051

Suburb: Independence

$300,000

3bd

2 - 0ba

1,314sqft

Active

USDA Eligible! Seller offering 1 year home warranty! This 3bedroom 2 full bath is situated on 4.22 acres complete with a stocked pond and aerator. You'll enjoy entertaining on the expansive deck overlooking the peaceful setting of the pond and lush trees. Start your day right sipping that morning coffee to the sounds of nature! Wood burning fireplace! Hardwood floors throughout the main level. 3rd bedroom off the dining room is carpeted with its own entrance/exit. Basement has a partially finished multi-use area connected to the laundry room, workshop, full finished bath and walk out access! A/C unit replaced 7/22 and hot water heater replaced 3/21. Public water but cistern can be used. COME AND GET IT!

Directions

Take Turkeyfoot to RIGHT onto Richardson RD. Property on the RIGHT.

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Independence
Zip Code	41051
School District	Kenton Co Public
MLS#	626377

Additional Information

Levels	One
Construction	Vinyl Siding
Architecture	Ranch
Lot Dimensions	183,823
Total Acres	4.22
Water	Cistern, Public
Sewer	Septic Tank
Foundation	Block
Semi-Annual Taxes

Property Features

Property SqFt.	1,314
Basement	Full, Partial, Finished, Walk-Out Access, Unfinished, Bath/Stubbed, Storage Space
Cars	2
Parking	Attached, Driveway, Garage, Garage Faces Side
Windows	Vinyl Frames
Heating	See Remarks, Propane
Cooling	Central Air
Fireplace	Brick, Wood Burning

Additional Features

Appliances	Dishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s), Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	17 x 12	1
Dining	11 x 10	1
Kitchen	9 x 9	1
Family	19 x 11	Basement
Workshop	13 x 14	Basement

Bedroom Information

	Dimensions	Level
Master Bedroom	15 x 12	1
Bedroom 2	11 x 10	1
Bedroom 3	15 x 9	1

Bathroom Information

	Type	Level

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If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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