413 Poinsetta Court 6 Florence KY 41042

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413 Poinsetta Court 6

Florence, KY 41042

Suburb: Florence

$145,000

2bd

2 - 0ba

952sqft

Active

Just what you have been waiting for! Freshly painted with newer laminate flooring at this hard to find no step entry condo. Conveniently located in the front of Sherwood Lakes on a quiet street with little traffic. Neutral decor through out and fully equipped kitchen. Lots of natural light and just steps to the pool and club house. Priced to sell!

Directions

Mt. Zion to Sherwood Lakes Drive first right to Poinsettia

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Property Details

General Information

Property Type	Residential
Style	Condominium
Suburb	Florence
Zip Code	41042
School District	Boone Co Public
MLS#	626430

Additional Information

Levels	One
Construction	Brick, Vinyl Siding
Architecture	Ranch
Lot Dimensions	0x0
Total Acres	0.01
Water	Public
Sewer	Public Sewer
Foundation	Other
Semi-Annual Taxes

Property Features

Property SqFt.	952
Cars	0
Parking	Assigned, No Garage
Windows	Vinyl Frames
Heating	Electric
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Range
HOA Fee 1	$230.00
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Entry	8 x 4	1
Living	15 x 13	1
Dining	10 x 8	1
Kitchen	10 x 8	1
Laundry	7 x 4	1

Bedroom Information

	Dimensions	Level
Master Bedroom	17 x 11	1
Bedroom 2	12 x 11	1

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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