4453 Winters Lane Cold Spring KY 41076

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4453 Winters Lane

Cold Spring, KY 41076

Suburb: Cold Spring

$345,000

2bd

2 - 0ba

Active

If you've been searching for your own peaceful hideaway but love the conveniences of being close to everything this is a must see! Your new home has 2 Bedrooms and 2 full baths and a 33X30 Oversized 2 car garage with electric. This would be a perfect setup for a Mother in law suite where you prefer two separate living spaces, one on each floor. Property also has several outdoor living spaces that are perfect for enjoying the peace and quiet that this property has to offer. Don't miss this one! Schedule your showing today!

Directions

Turn Right onto Industrial Rd. Turn Left onto Orchard Terrace. Turn Left onto Winters Ln. Property is about 1.3 miles on the Right. Watch for the Realtor sign. GPS takes you further down past the driveway.

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Cold Spring
Zip Code	41076
School District	Campbell Co Public
MLS#	626646

Additional Information

Levels	One
Construction	Vinyl Siding
Architecture	Traditional
Lot Dimensions	Of Record
Total Acres	3.32
Water	Public
Sewer	Septic Tank
Foundation	Block
Semi-Annual Taxes

Property Features

Basement	Full, Finished, Walk-Out Access, Bath/Stubbed, Storage Space
Cars	2
Parking	Detached, Driveway, Garage, Heated Garage
Windows	Double Hung, Insulated Window(s)
Heating	Electric, Forced Air
Cooling	Central Air
Fireplace	Brick, Wood Burning

Additional Features

Appliances	Dryer, Refrigerator, Washer, Electric Oven
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	23 x 15	1
Dining	15 x 14	1
Kitchen	18 x 13	1
Family	13 x 9	Basement
Laundry	8 x 8	Basement

Bedroom Information

	Dimensions	Level
Master Bedroom	15 x 15	1
Bedroom 2	19 x 18	Basement

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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