48 Crowell Avenue Fort Thomas KY 41075

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48 Crowell Avenue

Fort Thomas, KY 41075

Suburb: Fort Thomas

$300,000

4bd

2 - 0ba

Active

In the award-winning school district of Fort Thomas, sits this large 4-bedroom, 2-full-bath home with a bonus room and family room in the basement with a walk-out. The extended deck has a wooded view, a welcoming porch, and off-street parking. The home has a very open design and updated kitchen and baths. There are two bedrooms on the first floor and two bedrooms on the second floor, and there is lots of storage. It has been well maintained, and the HVAC, water heater, and electrical upgrades are less than two years old.

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Fort Thomas
Zip Code	41075
School District	Ft Thomas Indep
MLS#	626647

Additional Information

Levels	Two
Construction	Vinyl Siding
Architecture	Traditional
Total Acres	0.61
Water	Public
Sewer	Public Sewer
Foundation	Block
Semi-Annual Taxes

Property Features

Basement	Partial, Walk-Out Access, Bath/Stubbed, Storage Space
Cars	0
Parking	Off Street, On Street
Windows	Double Hung
Heating	Forced Air
Cooling	Central Air
Fireplace	Inoperable

Additional Features

Appliances	Dishwasher, Microwave, Refrigerator, Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	14 x 13	1
Dining	13 x 13	1
Kitchen	12 x 11	1
Family	16 x 14	Lower
Laundry	10 x 9	Lower

Bedroom Information

	Dimensions	Level
Master Bedroom	13 x 11	1
Bedroom 2	12 x 11	1
Bedroom 3	13 x 12	2
Bedroom 4	12 x 11	2

Bathroom Information

	Type	Level

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If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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