10686 Kelsey Drive Independence KY 41051

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10686 Kelsey Drive

Independence, KY 41051

Suburb: Independence

$359,000

3bd

2 - 1ba

1,476sqft

Active

Arlinghaus Built Full Brick Ranch with Flat Fenced Backyard! This Home Features an Open Floor Plan with 4 Bedrooms, 3 Bathrooms, Open Kitchen w new Granite, Dining-Living with Vaulted Ceiling, Walkout to Deck from Dining, First Floor Laundry,Recently Finished LL with Walkout Fenced in Backyard with Mature Trees,

Directions

I75 South to Mt Zion Exit, Left on Mt Zion, Right on Bristow, Right on Hogreffe, Left on Kelsey.

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Independence
Zip Code	41051
School District	Kenton Co Public
MLS#	626669

Additional Information

Levels	One
Construction	Brick
Architecture	Ranch
Lot Dimensions	.2973
Total Acres	0.3
Water	Public
Sewer	Public Sewer
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Property SqFt.	1,476
Basement	Full
Cars	2
Parking	Driveway, On Street
Windows	Insulated Window(s)
Heating	Natural Gas
Cooling	Central Air
Fireplace	Gas

Additional Features

Appliances	Dishwasher, Refrigerator
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	18 x 15	1
Dining	11 x 10	1
Kitchen	11 x 10	1
Laundry	6 x 4	1

Bedroom Information

	Dimensions	Level
Master Bedroom	14 x 13	1
Bedroom 2	12 x 10	1
Bedroom 3	11 x 10	1

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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