615 Garvey Avenue Elsmere KY 41018

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615 Garvey Avenue

Elsmere, KY 41018

Suburb: Elsmere

$218,500

2bd

1 - 0ba

Active

Discover refined living in this impeccably renovated luxury 2-bedroom home, where every detail has been thoughtfully addressed for your comfort. With a full brick facade and professional landscaping that enhances its curb appeal, this property offers a seamless blend of elegance and functionality. Inside, you'll find a meticulously updated interior with a sophisticated tiled bath, ample storage, and an inviting oversized layout. Step outside to your private oasis: a fenced yard with a well-appointed fire pit, perfect for outdoor gatherings. Additional features include a carport and shed, as well as covered front and back porches that extend your living space. This home is truly move-in ready, offering a refined lifestyle with no updates needed. Experience the charm and luxury of this exceptional residenceschedule your viewing today.

Directions

Dixie to Garvey to Fox St. Parking in the rear off of Fox St.

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Elsmere
Zip Code	41018
School District	Erlanger/Elsmere
MLS#	626840

Additional Information

Levels	One
Construction	Brick
Architecture	Cottage
Lot Dimensions	Irregular
Total Acres	0
Water	Public
Sewer	Public Sewer
Foundation	Block
Semi-Annual Taxes

Property Features

Basement	Other, See Remarks, Walk-Out Access, Unfinished
Cars	1
Parking	Driveway, Oversized
Windows	Insulated Window(s)
Heating	Forced Air, Natural Gas
Cooling	Central Air

Additional Features

Appliances	ENERGY STAR Qualified Appliances, Microwave, Refrigerator, Gas Range, Stainless Steel Appliance(s), Washer/Dryer Stacked
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	16 x 12	1
Kitchen	9 x 7	1
Breakfast	12 x 11	1
Workshop	37 x 24	Lower

Bedroom Information

	Dimensions	Level
Master Bedroom	13 x 12	1
Bedroom 2	12 x 11	1

Bathroom Information

	Type	Level

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Mortgage Calculator

To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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