3726 Winston Avenue Latonia KY 41015

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3726 Winston Avenue

Latonia, KY 41015

Suburb: Latonia

$362,000

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Seize the opportunity to invest in this prime commercial property at 3728 Winston Ave. Boasting a 1,309 SF building, this single-unit gem, is commercially zoned and positioned in the heart of Northern Kentucky. The location offers ideal visibility and accessibility, ensuring a steady flow of potential customers. With the added benefit of included furniture, fixtures, and appliances, this turnkey opportunity is ready for immediate operation. Don't miss the chance to capitalize on this desirable property. Take the next step in advancing your retail or restaurant venture by making this property yours today.

Directions

I-275 - Taylor Mill/Covington Exit*KY 16 towards Latonia*Property is on the corner of Winston and E 38th

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Property Details

General Information

Property Type	Commercial Sale
Style	Retail
Suburb	Latonia
County	Kenton
Zip Code	41015
MLS#	629500

Additional Information

No. of Buildings	1
Semi-Annual Taxes

Property Features

Construction	Brick, Stone
Lot Dimensions	.06 Acres
Total Acres	0.06
Water	Public
Sewer	Public Sewer
Foundation	Block, Stone

Additional Features

Basement	Full
Parking	On Street, Public
Windows	Insulated Windows
Heating	Electric, Forced Air, See Remarks
Cooling	Central Air

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Mortgage Calculator

To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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