6240 Four Mile Road Melbourne KY 41059

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6240 Four Mile Road

Melbourne, KY 41059

Suburb: Melbourne

$275,000

3bd

2 - 0ba

Under Contract

100 percent Financing Available Through USDA/Rural Housing! Nestled in a peaceful country setting, this charming home offers the perfect blend of modern updates and classic character. Resting on 0.73 acres, it welcomes you with a wrap-around porch, ideal for relaxing and taking in the scenic views. Step inside to find a beautifully remodeled kitchen featuring stainless steel appliances and a mix of hardwood and new laminate flooring throughout. The formal dining room with tray ceilings adds a touch of elegance, while the arched doorways and neutral dcor create a warm and inviting atmosphere. A cozy fireplace enhances the living space, and the first-floor bedroom provides convenience. With two full baths and a finished lower level, there's plenty of room for family and guests. The oversized two-car garage offers ample storage. Don't miss this opportunity to enjoy country living with modern comforts!

Directions

AA To Poplar Ridge To Right onto Poplar Ridge (Towards the Saddle Club) Left onto Four Mile Road

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Melbourne
Zip Code	41059
School District	Campbell Co Public
MLS#	630650

Additional Information

Levels	One and One Half
Construction	Brick, Vinyl Siding
Architecture	Traditional
Lot Dimensions	Of record
Total Acres	0.73
Water	Public
Sewer	Septic Tank
Foundation	Block
Semi-Annual Taxes

Property Features

Basement	Full, Finished, Storage Space
Cars	2
Parking	Detached, Driveway, Off Street, Oversized
Windows	Vinyl Frames, Insulated Windows
Heating	Oil
Cooling	Central Air
Fireplace	Brick, Wood Burning

Additional Features

Appliances	Dishwasher, Refrigerator, Stainless Steel Appliance(s), Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Entry	5 x 5	1
Living	20 x 11	1
Dining	11 x 11	1
Kitchen	14 x 11	1
Family	20 x 11	Basement
Office	11 x 11	Basement
Laundry	6 x 6	Basement

Bedroom Information

	Dimensions	Level
Master Bedroom	24 x 11	2
Bedroom 2	17 x 16	2
Bedroom 3	14 x 12	1

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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