445 Davis Lake Road #1 Owenton KY 40359

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445 Davis Lake Road #1

Owenton, KY 40359

Suburb: Owenton

$200,000

2bd

1 - 0ba

Under Contract

Escape to Elmer Davis Lake with this beautiful lakefront cottage, offering the perfect retreat for family fun and relaxation. This cozy 2-bedroom home boasts an oversized kitchen and spacious family room, making it ideal for entertainment. Enjoy stunning views of the lake from the large screened-in rear porch or step out onto your private boat dock for easy access to fishing and water activities. Kayak and paddleboat staying with the property. Fully furnished and move-in ready, this cottage includes all furnishings for your convenience. Enjoy world-class bluegill and crappie fishing on the 150-acre state fishing lake. Just an hour from Lexington, Cincinnati, and Louisville, you'll have the perfect getaway spot that's close to home. Don't miss out on this rare opportunity to own a slice of paradise!

Directions

GPS: 46 Davis Lake Rd, Owenton KY 40359

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Owenton
Zip Code	40359
School District	Owen Co Public
MLS#	631089

Additional Information

Levels	One
Construction	Wood Siding
Architecture	Cottage
Lot Dimensions	small lot
Total Acres	0.07
Water	Public
Sewer	Septic Tank
Foundation	See Remarks, Wood
Semi-Annual Taxes

Property Features

Cars	0
Parking	Driveway
Windows	Double Hung
Heating	Electric
Cooling	Wall Unit(s)

Additional Features

Appliances	Refrigerator
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	0 x 0	1
Kitchen	0 x 0	1

Bedroom Information

	Dimensions	Level
Master Bedroom	0 x 0	1

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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