265 Long Ridge Lane Owenton KY 40359

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265 Long Ridge Lane

Owenton, KY 40359

Suburb: Owenton

$685,000

4bd

2 - 2ba

Active

This exquisite 4-bedroom, 2-full and 2-half bathroom custom home offers the perfect blend of style, comfort, and functionality. Built in 2023, the home features top-of-the-line finishes, including sleek quartz solid surface countertops, a spacious kitchen island, soft-close kitchen cabinets, and a large walk-in pantry for all your culinary needs. The open-concept design flows seamlessly into the living areas, with gorgeous hardwood floors throughout. The luxurious primary suite boasts a stunning soaking tub and a beautifully tiled shower in the primary bath, creating a spa-like retreat. With a spacious bonus room, full drywalled basement rough plumbed for 2 additional bathrooms waiting for your finishing touches, and a large laundry room featuring a gas dryer, this home has all the space and convenience you need. Stay comfortable year-round with energy-efficient geothermal heat, and a smart thermostat that allows you to control the temperature from anywhere. Situated on 4.14 acres in the desirable neighborhood of Long Ridge Estates, you'll enjoy the peace and privacy of country living while being just moments from town. Don't miss your chance to own this piece of modern luxury

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265 Long Ridge Lane, Owenton KY 40359

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Owenton
Zip Code	40359
School District	Owen Co Public
MLS#	631145

Additional Information

Levels	One and One Half
Construction	Brick Veneer, HardiPlank Type
Architecture	Transitional
Lot Dimensions	4.14 acres
Total Acres	4.14
Water	Public
Sewer	Septic Tank
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Basement	Partial, Walk-Out Access, Bath/Stubbed, Storage Space
Cars	2
Parking	Driveway, Garage, Garage Faces Side
Windows	Double Hung, Vinyl Clad Window(s), Insulated Windows
Heating	Electric, Forced Air, Geothermal
Cooling	Central Air, Geothermal

Additional Features

Appliances	Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Microwave, Refrigerator, Tankless Water Heater, Washer, Stainless Steel Appliance(s), Electric Oven, Gas Cooktop
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	0 x 0	1
Kitchen	0 x 0	1
Laundry	0 x 0	1

Bedroom Information

	Dimensions	Level
Master Bedroom	0 x 0	1
Bedroom 2	0 x 0	1
Bedroom 3	0 x 0	1
Bedroom 4	0 x 0	2

Bathroom Information

	Type	Level

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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60 months = 5 years
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360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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