9742 Cloveridge Drive Independence KY 41051

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9742 Cloveridge Drive

Independence, KY 41051

Suburb: Independence

$315,000

4bd

3 - 1ba

1,828sqft

Under Contract

Are you looking for an affordable home that offers more?? This spacious 2-story home offers 4 generously sized true bedrooms upstairs, plus a finished basement with 2 additional potential bedrooms AND a full bath, adding even more convenience and flexibility to the living space. The flat, fenced backyard provides a private area for outdoor activities or relaxation. Located in the Cloveridge community, residents enjoy access to parks, a fishing pond, pools, and walking trailsall with an incredibly low HOA fee for such great amenities. The city of Independence is growing rapidly, offering a vibrant community with plenty of opportunities. With ample living space, a fantastic location, and great value, this home is perfect for anyone seeking comfort and convenience in a thriving area.

Directions

I-275 to Taylor Mill Exit, South on Pride Parkway, Turn R onto Senour Rd, Turn Left onto Cloveridge.

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Independence
Zip Code	41051
School District	Kenton Co Public
MLS#	631212

Additional Information

Levels	Two
Construction	Brick
Architecture	Traditional
Lot Dimensions	55 x 120
Total Acres	0.15
Water	Public
Sewer	Public Sewer
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Property SqFt.	1,828
Basement	Full, Finished, Bath/Stubbed
Cars	2
Parking	Attached, Driveway, Garage, Garage Faces Front, On Street
Windows	Vinyl Frames, Insulated Windows
Heating	Electric, Forced Air
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Dryer, Microwave, Refrigerator, Washer, Electric Oven, Electric Range
HOA Fee 1	$250.00
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	12 x 12	1
Kitchen	9 x 17	1
Family	15 x 18	1
Recreation Room	21 x 8	Lower
Office	8 x 11	Lower
Laundry	9 x 7	2

Bedroom Information

	Dimensions	Level
Master Bedroom	11 x 16	2
Bedroom 2	11 x 13	2
Bedroom 3	11 x 12	2
Bedroom 4	9 x 11	2
Bedroom 5	8 x 13	Lower

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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