8901 Richmond Road Union KY 41091

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8901 Richmond Road

Union, KY 41091

Suburb: Union

$415,000

3bd

2 - 1ba

2,652sqft

Active

Great one owner Arlinghaus home in Arbor Springs close to the Union Promenade & activities. Home offers an unbelievably spacious family room with gas fireplace this room would is great for family/friend gatherings & holidays. Kitchen has ample cabinets and counter space with island & hardwood floors. 1st floor laundry & study/office. Sizable primary bedroom with vaulted ceilings, luxury vinyl plank flooring and ensuite bath has tile flooring Outside offers a 32x16 deck with treeline view that is terrific for spring/summer/fall entertaining. Unfinished basement has 8'6 foundation walls. HVAC replaced 2023. Oversized garage! Basement has full bath rough-in,

Directions

42 S to Left on Richmond

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Union
Zip Code	41091
School District	Boone Co Public
MLS#	631224

Additional Information

Levels	Two
Construction	Brick, Vinyl Siding
Architecture	Traditional
Lot Dimensions	Of Record
Total Acres	0.24
Water	Public
Sewer	Public Sewer
Foundation	Poured Concrete
Semi-Annual Taxes

Property Features

Property SqFt.	2,652
Basement	Full, Walk-Out Access, Bath/Stubbed
Cars	2
Parking	Driveway, Garage
Windows	Vinyl Frames
Heating	Natural Gas
Cooling	Central Air
Fireplace	Gas

Additional Features

Appliances	Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Range
HOA Fee 1	$450.00
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Dining	15 x 14	1
Kitchen	13 x 10	1
Breakfast	12 x 11	1
Great Room	25 x 20	1
Study	10 x 9	1
Laundry	7 x 6	1

Bedroom Information

	Dimensions	Level
Master Bedroom	16 x 14	2
Bedroom 2	13 x 11	1
Bedroom 3	13 x 11	1

Bathroom Information

	Type	Level

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If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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