12277 Teegarden Lane Independence KY 41051

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12277 Teegarden Lane

Independence, KY 41051

Suburb: Independence

$279,700

3bd

2 - 0ba

1,835sqft

Under Contract

OPEN SUNDAY 4/13 FROM 12-2!! Enjoy one level living in this completely renovated bright and airy ranch on almost one acre of your own heaven! Take a hike on your own land! This 1835 sq. ft. home was beautifully renovated in 2025 and features a great layout, two full bathrooms, generous bedrooms, and a spacious kitchen. Everything in this house is big! Large master bedroom includes every desire: huge en-suite bathroom, walk-in closet, and a private deck. All new luxury vinyl flooring and carpet, stainless steel appliances, countertops and kitchen island, light fixtures, and exterior paint. High quality, totally renovated master bathroom. Updated plumbing and electrical. All systems in great condition and very well maintained. Newer roof. Eligible for USDA financing - No down payment!

Directions

Taylor Mill Rd to Bowman Rd To Teegarden Ln

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Independence
Zip Code	41051
School District	Kenton Co Public
MLS#	631415

Additional Information

Levels	One
Construction	Aluminum Siding
Architecture	Other, Ranch
Lot Dimensions	.85
Total Acres	0.85
Water	Public
Sewer	Septic Tank
Foundation	Block
Semi-Annual Taxes

Property Features

Property SqFt.	1,835
Cars	0
Parking	Driveway
Heating	Electric, Forced Air, Heat Pump
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Microwave, Refrigerator, Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	999 x 999	1
Dining	999 x 999	1
Kitchen	999 x 999	1
Family	999 x 999	1

Bedroom Information

	Dimensions	Level
Master Bedroom	999 x 999	1
Bedroom 2	999 x 999	1
Bedroom 3	999 x 999	1

Bathroom Information

	Type	Level

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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