1316 Greenup Street Covington KY 41011

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1316 Greenup Street

Covington, KY 41011

Suburb: Covington

$498,500

0bd

0 - 0ba

2,280sqft

Under Contract

Video Tour

Step into a piece of Covington's rich history with this remarkable 3-level Italianate! Through the years, 1316 Greenup has been home to grocery stores, saloons, and Covington's beloved Bean Haus Bakery & Cafe. Today, the property stands proudly as a carefully renovated 2700 square foot 4-bedroom, 3.5-bath home that seamlessly blends historic charm with modern amenities, like a 36 inch gas range and a 2-car garage. The first floor boasts stately 14-foot ceilings and exposed beams, as well as an open-concept kitchen and living space ideal for entertaining. A stylishly vibrant full bath and half bath accompany a versatile living area that easily converts into a bedroom for added flexibility. The upper floors feature two more spacious bedrooms and a reimagined primary suite with wall-to-wall closet space and spa-like bathroom highlighted by Carrara marble and classic shower fixtures. Zoned for mixed use, this Covington gem is more than a homeit's a canvas for your vision. Whether as a stylish personal residence, boutique caf, creative office, or income-generating Airbnb, 1316 Greenup is a rare find where historic roots meet modern possibilities!

Directions

Located on the corner of Greenup and Pleasant.

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Property Details

General Information

Property Type	Commercial Sale
Style	Mixed Use
Suburb	Covington
County	Kenton
Zip Code	41011
MLS#	631436

Additional Information

No. of Buildings	2
Property SqFt.	2,280
Levels	Three Or More
Semi-Annual Taxes

Property Features

Construction	Brick
Lot Dimensions	Of Record
Total Acres	0.05
Water	Public
Sewer	Public Sewer
Foundation	Stone

Additional Features

Basement	Full
Parking	Garage
Windows	Wood Frames
Heating	Forced Air, Natural Gas
Cooling	Central Air

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If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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