625 Orchard Street Elsmere KY 41018

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625 Orchard Street

Elsmere, KY 41018

Suburb: Elsmere

$195,000

3bd

1 - 0ba

1,290sqft

Under Contract

New Listing

Just as Cute & Comfortable as Can Be! A Floor Plan for All Ages! 1st Floor Living with Primary Bedroom,, Full Bath with Custom Tiled Step In Shower*Oversized Decorator Vanity with Granite Top*1st Floor Laundry with Folding Area/Built In Cabinets*Open Great Room Opens to the Gorgeous White Kitchen with Island/Breakfast Bar/Granite Tops*Stainless Appliances*Door to the Huge Covered & Screened Deck*Bedroom 2/3 on 2nd Level*Detached Garage with Opener & Walk-In Door*Plenty of Parking*Perfect Mostly Fenced Yard with Room for Gardening, Pets & Outdoor Fun! Easy Care Laminate Flooring*Neural & Lovingly Cared For * Big Front Porch to Kick Back in those Rockers! Storage Shed for Yard Tools/Toys*Conveniently located to Shopping, Restaurants, Florence Or Crestview Hills Malls & Medical Facilities*One Year Home Warranty Included for New Owner*Property has a Stone/Block Partial Basement*NO FHA/VA Loans*Being Sold by Executors of the Estate - They have not lived in the property.

Directions

From I-275 W* Take Exit 83 Towards Dixie Hwy* R on US-25 S* L on Kenton St* L on Orchard St

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Elsmere
Zip Code	41018
School District	Erlanger/Elsmere
MLS#	631469

Additional Information

Levels	One and One Half
Construction	Vinyl Siding
Architecture	Transitional
Lot Dimensions	.22 Acres
Total Acres	0.22
Water	Public
Sewer	Public Sewer
Foundation	Block, Stone
Semi-Annual Taxes

Property Features

Property SqFt.	1,290
Basement	Partial, Crawl Space
Cars	1
Parking	Detached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street
Windows	Vinyl Frames, Insulated Windows
Heating	Forced Air, Natural Gas
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Dryer, Microwave, Refrigerator, Washer, Stainless Steel Appliance(s), Electric Range
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	15 x 11	1
Kitchen	10 x 10	1
Breakfast	11 x 6	1
Laundry	9 x 6	1

Bedroom Information

	Dimensions	Level
Master Bedroom	15 x 13	1
Bedroom 2	16 x 15	2
Bedroom 3	15 x 11	2

Bathroom Information

	Type	Level

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To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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60 months = 5 years
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360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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