425 E Adair Street Owenton KY 40359

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425 E Adair Street

Owenton, KY 40359

Suburb: Owenton

$215,000

3bd

1 - 0ba

1,144sqft

Active

New Listing

Welcome home to this beautiful newly renovated ranch home! This home offers a brand new HVAC, new flooring, new windows, new stainless steel appliances, new granite countertops, new cabinets with soft close feature, new ceiling fans, new paint, new bathroom vanity, toilet and tub, and a newly built deck that you can sit outside on, enjoy a hot cup of coffee and soak in the stunning views! All that's left is to move in! Sellers are offering to pay $3,000 towards closing costs for buyers!

Directions

Take exit 62 to Owenton, 0.2 mile turn left, 8.2 mile turn left, after 8 miles turn left onto Roland Ave, after 0.7 miles turn left onto E Adair St, estimation is on your right

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Property Details

General Information

Property Type	Residential
Style	Single Family Residence
Suburb	Owenton
Zip Code	40359
School District	Owen Co Public
MLS#	631498

Additional Information

Levels	One
Construction	Brick
Architecture	Ranch
Lot Dimensions	0.3785 acres
Total Acres	0
Water	Public
Sewer	Septic Tank
Foundation	Block
Semi-Annual Taxes

Property Features

Property SqFt.	1,144
Cars	0
Parking	Driveway
Windows	Vinyl Frames, Wood Frames
Heating	Electric
Cooling	Central Air

Additional Features

Appliances	Dishwasher, Disposal, Microwave, Refrigerator, Stainless Steel Appliance(s), Electric Oven
HOA Fee 1
HOA Fee 2
HOA Fee 3
Total Yearly HOA Fees

Room Information

	Dimensions	Level
Living	11 x 14	1
Kitchen	11 x 22	1

Bedroom Information

	Dimensions	Level
Master Bedroom	12 x 13	1
Bedroom 2	11 x 11	1
Bedroom 3	11 x 11	1

Bathroom Information

	Type	Level

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To determine affordability and approximate loan payments, use the button below to reveal the mortage calculator. Please note that when using the form one of either the 'Down Payment Pct' or 'Amount of Loan' fields, but not both, must be set to zero to complete the calculation.

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You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Northern Kentucky Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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