10478 US Highway 50 Aurora IN 47001

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10478 US Highway 50

Aurora, IN 47001

Suburb: Clay

$372,500

3bd

2 - 0ba

1,453sqft

Active

NEW PRICE: $372,500. New to the Market! This one owner Brick Ranch House features 3 Bedroom, 2 full baths, attached oversized 2 Car Garage and a Full Unfinished Poured Basement. Stately Shade Trees stand guard over this Well Built "Shelton Constructed" home. It is ready for you to personalize the interior and make it your Home Sweet Home. A covered rear porch allows you to enjoy the tree shaded rear yard, nature and wildlife. Room for a garden. The Pole Barn is 30 x 40 with a Loft storage area, workbench, electric, insulated and concrete floors. Ideal for car storage or hobbies. Updates: New Sewer Completed 5/13/2023, New Gutters & Downspouts 3/15/2023 & New Water Heater 4/9/2023.

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Property Details

General Information

Property Type	Residential
Style	Residential
Suburb	Clay
Zip Code	47001
School District	South Dearborn
MLS#	203548

Additional Information

Levels	One
Construction	Brick
Architecture	Ranch
Lot Dimensions	5.79 Acres
Total Acres	5.79
Gas	None
Water	Public
Sewer	Public Sewer
Foundation	Poured
Semi-Annual Taxes	$1,495.38

Property Features

Property SqFt.	1,453
Basement	Full
Garage	Garage Attached, Oversized, Side, With Electric, With Workshop
Cars	0
Parking	Driveway, Off Street
Windows	Double Hung, Vinyl, Wood
Heating	Electric, Other
Cooling	Window Unit

Additional Features

Master Bedroom Info	Bath Adjoins, WW Carpet
Master Bath Info	Tub w/Shower, Vinyl
Basement Details	Concrete Floor, Other, Unfinished
Entry Features	Vinyl
Living Room Features	WW Carpet
Dining Room Features	Other, WW Carpet
Kitchen Features	Eat-In, Pantry, Vinyl Floor, Wood Cabinets

Room Information

	Dimensions	Level
Entry	5 x 6	1
Living	17 x 12	1
Kitchen	26 x 18	1
Laundry	8 x 6	1

Bedroom Information

	Dimensions	Level
Master Bedroom	17 x 14	1
Bedroom 2	11 x 10	1
Bedroom 3	10 x 10	1

Bathroom Information

	Type	Level
Bath 1	Full	1
Bath 2	Full	1

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Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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The data relating to the real estate for sale on this web site comes in part from the Broker Reciprocity program of the Southeast Indiana Board of REALTORS®. Real estate listings held by brokerage firms other than Comey & Shepherd Realtors are marked with the Broker Reciprocity logo or Broker Reciprocity house icon. The properties displayed may not be all the properties available through Broker Reciprocity.

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